Liability Insurance

Liability is a form of insurance sold to businesses to indemnify the business for third party liability claims due to negligence. Usually, it provides coverage for bodily injury or damage to property of others. Coverages can include premises and operations liability for onsite and jobsite accidents and products liability claims for products that injure third parties. Liability is often combined with Property insurance to form Commercial Package Policies or Business Owners Policies (BOP’S).

Limits generally start at $300,000 and can go up from there.  Although many policies are standardized, some are not.  All policies are subject to limitations in their conditions, definitions, exclusions and various endorsements.  Let one of our experienced licensed agents help you decide what is best for you.

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